"Baccarat" is a card game. The object of Baccarat is to obtain a hand with a point total closest to 9. In the game, Aces are worth 1; Ten, jacks, Queens and Kings are all worth zero (0); and each card less than Ten is worth its face value.

The player may bet on the designated Player, Banker and/or Tie, Pair options. Initially, two cards will be dealt each to the Player and Banker positions. If the total value of the cards is more than Ten, the right digit of the total is used as the total value for the hand. If either the Player or the Banker has a total of 8 or 9 on the initial cards dealt they both stand and no more cards are dealt. The Banker must stand on total of 6 and 7 when the player has a total of 6 or 7 on the initial cards dealt.

Third Card Rules

The following Baccarat rule chart governs when the player and/or the banker will automatically be dealt a third card in the Baccarat game. However, if either the Player and/or Banker have a total of 8 or 9, they both stand. This rule overrides all other rules.

For the Player

Point value of the first 2 cards:
0-1-2-3-4-5 Draws a card
6-7 Stands
8-9 "Natural hand", no further draw.


Player: 1:1
Banker 1:1 (Winning banker bet pays 5% commission)
Tie 8:1
Player or Banker Pair 11:1

For the Banker:

Point value of the first 2 cards: Draws when the player's 3rd card value is: Does not draw when the player's 3rd card value is:
0-1-2 Always draws a card
3 0-1-2-3-4-5-6-7-8-9 8
4 2-3-4-5-6-7 0-1-8-9
5 4-5-6-7 0-1-2-3-8-9
6 6-7 o-1-2-3-4-5-8-9
7 Always stands
0-9 "Natural hand", no further draw.

Features of the user's interface

Placing Bets

Placing bets is permitted as long as there is a message on the screen saying "BETS PLEASE" or "LAST BETS PLEASE". Chip value is chosen by pressing on one of the chips. Chip value is in credits and the value of one credit is displayed on the button DENOM. Player can place bets by choosing the chip with desired value and then press the field on the Baccarat table (marked "BET HERE"), or simply drag-and-drop the chip to the table. Pressing the same spot on the table again increases the bet for the currently selected chip value.


Player can cancel his last bet by pressing the "CLEAR LAST BET" button.

If more than one bet has been placed on the table, the player can cancel all bets by pressing the "CLEAR ALL BETS" button. When the player presses the "REPEAT LAST BET" button after the end of the game, it will repeat his bet from the previous game. If button is pressed for 3 seconds, "AUTO REPEAT BET" option is enabled. This option auto repeat last bet until the button is pressed again.

Multilanguage support

The user's interface already supports many world languages.

Lucky Nines

The Lucky Nines Side Bet can be made before each new Baccarat hand is dealt. The Lucky Nines Side Bet can only be made if a bet is made on the main game (Baccarat). The Player's first 2 cards are combined with the Banker's first 2 cards, and if there is at least one Nine in the combined 4 cards, the side bet wins according to the following Pay Table:


4 Nines 500:1
3 Nines- Same Suit 250:1
3 Nines 20:1
2 Nines- Same Suit 8:1
2 Nines 5:1
1 Nine of Diamonds 2:1
1 Nine 1:1

*Only highest win pays